Motorcycle Insurance in Nebraska

Exploring the streets and highways of your state can feel incredibly exciting and freeing. However, safety should always be at the forefront of your fun. Like most states, Nebraska requires that all motorcycle owners carry motorcycle insurance that meets the state's minimum coverage levels. The Ed Thompson Insurance Agency of Omaha, NE is dedicated to the safety of motorcycle operators as well as helping Nebraska motorcycle owners obtain insurance that meets the state's minimum requirements.

Do You Need Motorcycle Insurance?

Many may ask this question if they have a version of a motorcycle, yet what they have may not be considered a motorcycle. The state makes it easy to answer these questions for yourself. You need motorcycle insurance if you own or operate a motorized vehicle that includes a seat/saddle and travels on makes contact with the ground on three wheels or less. There may be horsepower requirements, as well.

Nebraska State Requirements

Nebraska requires that motorcycle owners/operators carry set minimum limits for motorcycle insurance. Drivers are required to carry $25,000 for bodily injury/ death for a single person injured in an accident. However, drivers must carry $50,000 for bodily injury/death of two or more people injured in an accident. Nebraska's property damage requirements are $25,000 per accident. Motorcyclists can purchase more coverage if they feel they need it as long as they meet the minimum state requirements for insurance coverage.

Proof of Insurance Must be Carried While Operating Your Motorcycle

Nebraska motorcyclists must carry proof of insurance and financial responsibility in the form of a DMV issued certificate of self-insurance, a Surety bond certificate/note, evidence of a cash bond, a certificate from the state treasurer or an insurance identification card provided by your insurance carrier. Drivers must have these available at all times when they operate their motorcycles. The Ed Thompson Insurance Agency in Omaha, NE is there for cyclists when it comes to obtaining the insurance they need to meet the state minimums and practice safe and responsible driving. Give us a call. We're here to help.