Commercial insurance protects businesses from potential damages and losses, which would typically result in substantial out-of-pocket expenses. Commercial insurance encompasses a broad range of insurance types, and not all businesses need comprehensive coverage. However, you may be surprised to learn that your state mandates specific forms of coverage. For example, if you operate a business in Omaha, NE, what types of commercial insurance does the state of Nebraska require you to have? Here’s a guide on what you need, what’s optional, and how you can get the coverage your business requires with us at Ed Thompson Insurance Agency.

What Types of Commercial Insurance Do You Need in Nebraska?

Nebraska mandates two main types of commercial insurance for businesses operating in the state: workers’ compensation and commercial auto insurance. Workers’ compensation safeguards your employees (if you employ one or more individuals), and commercial auto insurance provides necessary road coverage for vehicles used for business activities. That being said, many other types of commercial insurance are worth pursuing. Policies often purchased by businesses in Nebraska include general liability insurance, commercial real estate insurance, and cyber insurance, to name a few. It’s important to ask yourself: how much coverage do I need, and will it support my business beyond just the basics?

Find the Right Degree of Coverage With Ed Thompson Insurance Agency

Whether you need only basic coverage or want to protect your business comprehensively, the team here at Ed Thompson Insurance Agency in Omaha, NE, is dedicated to helping you find insurance that works for you. It all starts with comparing multiple quotes to find coverage and premiums that work for you. If you need any help, we’re always here to assist you!